
National Mortgage Lender
Clear Guidance Every Step of the Way!
Whether you're buying your first home, refinancing, purchasing your next home, or financing a multi-unit property, the mortgage process can feel overwhelming. My job is to make it easier to understand. I'll explain your options in plain English, answer your questions honestly, and be with you every step of the way—from pre-approval to closing—so you can move forward with confidence.
Plan with confidence
Mortgage Calculator
Get a quick estimate of your monthly payment. For a personalized quote, let's connect.
Estimated payment
$2,335/mo
- Loan amount
- $360,000
- Total interest
- $480,583
Results are estimates only and do not constitute a loan approval, commitment to lend, or guarantee of loan terms. Contact Mike for a personalized rate.
Why Work With Mike
A trusted partner for your biggest purchase.
I'm Mike Vlamis, a national mortgage lender with A and N Mortgage Services. I believe getting a mortgage shouldn't leave you feeling confused or pressured. My job is to help you understand your options, answer your questions honestly, and guide you through the process with confidence.
Whether you're buying your first home, refinancing, purchasing your next home, or financing a multi-unit property, I'll take the time to understand your goals and recommend financing that's right for you—not just a loan that fits. You'll always receive straightforward advice, clear communication, and a trusted partner from pre-approval to closing.

What clients say
Real reviews from real homeowners
"Purchasing our very first home was a daunting task…at first. Then we met Mike Vlamis from A and N Mortgage Services. His communication and availability was second to none. His processing team worked with us every step along the way. He even followed up with us post closing. I would recommend him to everyone. Thx Mike!"
Jackie & Joseph
"I needed a preapproval letter on a Saturday morning to make an offer on a condo in a competitive situation. Mike V was Johnny on the spot and provided me what I needed in a moment's notice. I'm now enjoying high-rise condo life, thanks to the speed that Mike V provided. Thx Mike!."
Mario Z
"We were moving across states and were nervous about relocating in general. We had a good agent, but we had a great lender: Mike V from A and N Mortgage Services. His constant explaining of everything was key. We never felt alone or uninformed because of Mike. Thanks Mike for making our experience a good one."
Peter & John
"Communication is key when buying an investment property. The V man helped secure our mortgage and advised us throughout the entire process. His knowledge helped educate us with regard to acquiring a beautiful three flat. He communicated with everyone along the way. We strongly recommend V man for your mortgage needs."
David & Priscilla
"Mike V and his team at A & N made our first home purchase an enjoyable process. His constant communication and answering of ALL of our questions was key. He has the most competitive rates and fees. I highly recommend Mike V and his team for any of your mortgage needs."
Sammy P
"Just refinanced my home with Mike Vlamis. The process was smooth, easy and fast. I was able to procure a lower interest rate and save money on my monthly payment. Call Mike V, maybe he can save you money too!"
Suzanne P
"Highly recommend using Mike Vlamis for your mortgage needs. He was super informative and always responsive to our needs...besides his knowledge and availability, he procured us a great rate too! Call the V man, you won't be sorry."
Chuck & Patty
"I have used other lenders in the past…but hands down, using Mike Vlamis was the best lender I ever had. He was always available…and I mean ALWAYS! Mike takes the time to make sure you are well informed about everything going on throughout the process. He has great rates too. I had a wonderful experience with Mike and so will you."
Robert M
"I had the best experience on the purchase of my third home with Mike V. The V man made it a smooth and stress free process. All I had to do was provide documents and Mike and his team did the rest. When I buy my next home…I know who I will use and you should too. Thx V man!"
Rick S
"Mike V jokes about being a super hero (V-man). Well I can confirm that he really is, in the mortgage industry. Everything that Mike and his team provided for us was spot on. Always listening to our concerns, providing options and solutions of how to reach our goals. Look no further when buying a new home and in need of a mortgage. Call the V man"
Ignacio & Rosa T